Privacy Policy

Last updated: January 1, 2025

Introduction
Information We Collect
How We Use Your Information
Children's Privacy (COPPA)
Data Sharing and Disclosure
Data Security
Your Rights
Contact Us

Our Commitment: EmpowerEd Money is committed to protecting the privacy of students, educators, and schools. We never sell personal data and comply with COPPA, FERPA, and other applicable privacy laws.

1. Introduction

EmpowerEd Money ("we," "our," or "us") operates the EmpowerEd Money platform, which provides financial literacy education for K-12 students. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

By using EmpowerEd Money, you consent to the data practices described in this policy. If you do not agree with the terms of this privacy policy, please do not access the platform.

2. Information We Collect

Information You Provide

Account Information: Name, email address, password, role (student, educator, administrator), and school affiliation.
Student Information: Username, grade level, and class enrollment. We collect minimal information necessary to provide educational services.
Educational Records: Course progress, quiz scores, completed activities, and badges earned.

Information Collected Automatically

Usage Data: Pages visited, time spent on activities, features used, and learning patterns.
Device Information: Browser type, operating system, and device type for compatibility purposes.

3. How We Use Your Information

We use collected information solely for educational purposes:

To provide, maintain, and improve our educational platform
To personalize learning experiences based on grade level and progress
To track student progress and provide reports to educators
To award points, badges, and other gamification elements
To communicate with educators about their classes
To respond to support requests

4. Children's Privacy (COPPA Compliance)

We are committed to protecting children's privacy and comply fully with the Children's Online Privacy Protection Act (COPPA).

We collect only the minimum information necessary to provide educational services
Student accounts are created by schools and educators, not directly by children
We do not require children to provide more information than necessary
Parents can review their child's information by contacting their school
We do not use student data for advertising or marketing purposes

We never sell personal data. We may share information only in the following circumstances:

With Schools: Student progress and performance data is shared with authorized educators and administrators.
Service Providers: We use trusted service providers for hosting and infrastructure, bound by confidentiality agreements.
Legal Requirements: We may disclose information if required by law or to protect safety.

6. Data Security

We implement industry-standard security measures to protect your data:

Encryption of data in transit (HTTPS/TLS) and at rest
Secure authentication and password hashing
Regular security audits and updates
Access controls limiting data access to authorized personnel

7. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your data (subject to legal retention requirements)
Export your data in a portable format

For student data, parents should contact their child's school. Schools can contact us directly for data requests.

8. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Email: privacy@empoweredmoney.com
Contact Form: Contact Us